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ILP Complaints Tripled in a Year. MAS Just Responded.
MAS now classifies every ILP as a complex product. FIDReC ILP complaints tripled in a single year — from an average of 83 to 211 in 2024. Here's what changed: a new red-band Product Highlights Sheet showing all fee layers, removal of mandatory advice for most buyers on execution-only platforms, and what it means if you already hold an ILP.
Read the full article →Your TPD definition changes at age 65 — most policyholders don't know this until they need to claim.
Full-rider coverage is gone. Here's what your new minimum out-of-pocket exposure looks like.